Imagine mobilizing savings from borrowers to fund further loans, instead of relying on government subsidies or the instability of donor funding.

Imagine freeing up the money now used for credit subsidies to expand health care, schools, and food programs for the poorest in your communities.

Throughout the world, donor institutions, governmental agencies, central Banks, commercial banks and development banks, NGOs, researchers, academicians and consultants - are all searching for solutions to move billions of people living in poverty into the economic mainstream.

Bank Rakyat Indonesia is a public bank which focuses on micro, small and medium business. Its microbanking system The BRI-Unit provides commercial microfinance to low income clients across Indonesia. It is the only large-scale, microfinance institution fully supported by voluntary public savings, operating profitably for over 20 years.

More than 4,300 BRI Unit offices are conveniently located in every sub-district. 30 thousand employees serve over 33 million low-to-middle income savers and more than 3.5 million borrowers across this vast archipelago of Indonesia.

The BRI-International Visitors Program (BRI-IVP) invites you to our training course to learn from our successes-as well as our failures. For in failing, BRI was pushed to discover these now proven methods to help alleviate poverty through a sustainable, profitable, commercial microbanking system.

Recognized for BRI's long-standing achievements, coupled with the desire to reach out to the world so others can learn from our experience, the BRI-IVP was developed in 1996, in conjunction with USAID and the Consultative Group to Assist the Poorest (CGAP).

We welcome you to share our model of transparent, simple, standardized systems that you can implement in your own institution. Together, we can change the face of global poverty and shape a better world.