DISCOVER THE MICROFINANCE REVOLUTION THROUGH BRI-IVP TRAINING PROGRAMS

The BRI-IVP offers a unique program  which  is designed to help microfinance institutions, microbanks, commercial banks, government agencies, central banks, NGOs, donors and investors interested in developing sustainable microfinance  Training with the BRI-IVP  will give you a wide array of practical, useful tools that you can apply to your own particular conditions and constraints.

We welcome you to share our model of transparent, simple, standardized systems that you can implement in your own institution . Together, we can change the face of global poverty and shape a better world.The BRI-IVP programs are available in the following class.

General Microbanking for Executives

Discussions with the BRI Board of Directors, the Central Bank and appropriate government agencies will help you shape and refine your vision and overall strategy. Find out which regulatory policies from the central bank and government are most conducive to your long-term growth. The program includes visit to the branch offices, BRI-Units and BRI-Unit customers will clarify your strategic and operational planning issues.

General Microbanking for Practitioners

Whether you’re just setting up a microfinance institution or enhancing an established one, managers, senior staff, consultants and researchers will benefit from the 3-5 day general microbanking program. Your “how to” questions are answered with concrete, practical, detailed solutions for managing and implementing goals and policies such as the operations to microcredit, saving mobilization, internal control and supervision.

Microcredit Operations Program

This intensive program, managers and credit officers will observe the procedures of implementing the single BRI-Unit loan product called KUPEDES, a general purpose loan. You’ll see how customers appreciate the quick service and easy access to low-cost loans with 36 flexible combinations of payment terms and maturities.

The training gives in-depth information on microcredit management issues and best practices. Classroom study on borrower assessment, loan investigation, prompt payment incentives, analysis and procedures are put into practice during your field visit to the BRI-Unit.

We’ll show you how one step at a time each micro-entrepreneur has grown their business, eased irregular income flows, and increased their production capacity. Often starting from next to nothing, some are now US$ 100,000 enterprises employing hundreds of workers.

Savings & Deposit Mobilization Program

When BRI asked people what they wanted in financial services, voluntary savings, not credit, was far more important. With BRI Units’ 32.3 million depositors compared to 3.3 million borrowers, it’s dear that savings accounts play a major role in financial management for low-to-middle income people. Moreover, savings provides the operating capital to keep BRI Units debt and subsidy free.

If you are starting a voluntary savings program and need to know what is involved or wanting to expand your existing services, the 5-day Savings & Deposit Mobilization Program will give you the tools you need.

Classroom presentations and discussions combined with practical exercises and simulations give you concrete information you can use in your MR. Starting with strategic policy issues, the program moves through pricing, savings procedures, savings outreach and promotional activities. You’ll learn how to retain customers and attract new ones with a cash/prize lottery program.

You’ll see how important savings are to low-income clients and challenge the myth that “poor people don’t save.” You’ll hear stories of plans for the future—saving for a child’s wedding, education, buying a home. Savings improve a family’s nutrition, health and education, smooth income flow, allow for medical or family emergencies and pay for social and religious obligations.

Internal Control & Supervision Program

Large-scale outreach, with millions of small deposits and loans, offers plenty of opportunity for fraud – unless you have sound, secure systems set up to maintain supervision and control.

This program gives all the details you’ll need to establish systematic, objective, independent control procedures to keep your MFI running smoothly and profitably. With over 5,000 BRI-Units spread out across 16,000 islands, we’ve had to optimize supervision and control systems to maintain high performance levels. We share our best practices with your auditors, financial managers and policy makers.

Study Visit on Village Banking

The Indonesian Village Banking (BKD) has been developed over 100 years. In the study visit we will conduct field training on how to expand outreach through a small microfinance institution owned by village administration on a non-subsidized, low risk, and commercial basis, and how to implement supervision and control system to minuscule microbanking institution. We also welcome to combine with Group Based Lending Program for Poor Farmer & Fisherman.